Many hardworking people are forced to live paycheck-to-paycheck. Any unexpected event, such as the loss of a job, reduced hours at work, a medical emergency, divorce or countless other incidents can quickly result in unmanageable financial strain and excessive debt. If you are facing a constant stream of bill collection efforts, you are not alone.

The attorneys at the Law Offices of Johnson & Buh provide thorough guidance and experienced representation to people throughout Chicagoland, including in Kane, DuPage, Kendall and Cook counties, who are struggling with oppressive debt. You do not have to face debt problems alone — when you work with our experienced legal team, we will analyze your unique situation, explain your options for obtaining debt relief and guide you to your stronger, debt-free future.

Get The True Facts About The Benefits Of Bankruptcy

Unfortunately, there are many misconceptions about filing for bankruptcy that cause people to delay speaking with a lawyer. Often, individuals believe that they will lose everything that they own — possibly because Chapter 7 is known as a so-called "liquidation" bankruptcy. The truth of the matter is that the law provides exemptions to protect many assets and the majority of people who file for bankruptcy do not lose property. Bankruptcy laws are intended to provide people with a fresh start with dignity, and the exemptions are aimed at helping to ensure that you are not left destitute.

Chapter 7 bankruptcy is the most streamlined and most common type of bankruptcy. Many individuals and married couples in Illinois who are eligible for Chapter 7 prefer obtaining debt relief through this process because it can offer a complete discharge of many debts. Chapter 7 is a time-honored and constitutionally authorized process to provide meaningful debt relief for people who have fallen on tough economic times.

Get Started On Restoring Your Financial Stability With One Phone Call

If you are buried under too much credit card debt, medical bills or personal loans — or if you are facing creditor harassment, wage garnishment or similar debt-related problems — our experienced attorneys are here to help you to get back on track.

To learn what bankruptcy relief can do for you, we invite you to contact us online or call 630-282-4292 to arrange a confidential, no-pressure consultation. The initial consultation is free, so you have nothing to lose. We have offices in Geneva, Wheaton and Aurora to serve you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.