At the Law Offices of Johnson & Buh in Geneva, Wheaton and Aurora, our experienced bankruptcy lawyers are committed to helping individuals and married couples in northern Illinois who are overwhelmed with debt obtain a stress-free and debt-free life. Consumer bankruptcy is not always the best answer for everyone, but if you are unable to manage excessive debt and put food on the table, you owe it to yourself to learn your options.

We Can Evaluate Your Debt Problems And Explain If Bankruptcy Is Right For You

At your free initial consultation, we will discuss your financial situation, analyze your debts and assets and provide the guidance you need to make smart choices in conquering your debt problems. Our goal is to help you understand what bankruptcy can and cannot do for you. Moreover, we get to the point to allow you to move toward your debt-free life with confidence.

We can help you to understand the benefits and differences of the two primary forms of consumer bankruptcy:

  • Understanding Chapter 7 bankruptcy: We help individuals, married couples and small businesses through the bankruptcy process to discharge debts. Most people can keep all — or the vast majority — of their property and assets while getting effective debt relief in a Chapter 7 bankruptcy. If you have a regular income and some of your property is not exempt under bankruptcy and exemption laws, we will advise you whether Chapter 13 is your better choice.
  • Understanding Chapter 13 bankruptcy: Chapter 13 is often called the wage-earner plan. For people who do not qualify to file under Chapter 7, and for those with a regular income who wish to keep a nonexempt asset, Chapter 13 is a versatile and effective debt-relief tool. Among the many benefits of Chapter 13 is that process can give you time to get caught up on past-due mortgage or car payments to avoid foreclosure or repossession.

Call Our Experienced Attorneys For A Confidential Consultation

We understand the stress you are under. Our legal team remains approachable for clients to allow them to be as comfortable as possible throughout the process. We are not here to judge, but to provide a solid resource to help people overcome their debt problems. If you are looking for a lawyer who will treat you with respect and honesty, send us an email or call 630-282-4292 to arrange your free consultation. With offices in Geneva, Aurora and Wheaton, we serve clients throughout Chicagoland and northern Illinois.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.